The LGBT community in Hawaii demands the IVF fertility treatment for same-sex couples. They are asking insurance companies to cover in-vitro fertilisation (IVF) treatment for surrogates for gay people who use surrogacy on the way to parenting.At present, Hawaiian law requires insurance companies to cover the cost of IVF treatment, but only for heterosexual married couples, so gay couples, even married ones, are out of the law. “I would be going into the office and pulling out my credit card”, Sean Smith, a gay man living in Hawaii, told the Democrat Gazette, “and other people are probably just walking out and insurance is picking up the tab.” Sean and his partner Kale Taylor spent over $20,000 on IVF treatment. They had to borrow money and refinance a second mortgage. If Hawaii changed its law to cover IVF treatment for same-sex couples, it would be the first US state to do so. The proposal has the backing of the American Civil Liberties Union of Hawaii, the Hawaii Civil Rights Commission and the Democratic Party of Hawaii. It has already passed the state Senate and a vote will be held in the House this week.