Britain’s insurance industry body stops stigmatizing HIV+ people in guidance


On Tuesday, the Association of British Insurers opted to amend their policy regarding Critical Illness Cover (CIC). CIC is a type of policy that typically provides a lump sum to those who had been diagnosed with especially serious health disorders. A HIV diagnosis would also essentially render the insurance invalid, as the diagnosis would exclude someone from claiming on any other illnesses hoping that insurance would cover them. The National AIDS Trust had previously criticized the policy, calling it “a moralizing and discriminatory attempt to frame some people with HIV as victims while for others it might have been considered ok. The charity highlighted the discriminatory nature of the policy in a 2017 report which criticized the Association of British Insurers for stigmatizing the long-term condition. As a consequence the guidance was amended in 250 companies across the country.


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